Pay airtime, electricity, TV, and more — or collect payments from your customers, all in seconds from anywhere.
MTN
Airtel
Glo
9mobile
DStv
AEDCBuilt for speed, security, and simplicity — so you never think twice about paying a bill.
per transaction, for personal use
No charges for personal use. Pay airtime, electricity, TV bills, and more at absolutely zero cost, forever.
Military-grade encryption and real-time fraud detection protect every single transaction you make.
average processing time
Sub-second processing with instant delivery confirmation.
Enterprise-grade data protection. Your information stays yours — always.
Clean REST APIs and SDKs. Embed payments into any platform in minutes.
// 2 lines to go live
window.IcadPay.setup({
key: "pk_live_***"
})
Every way your customers want to pay — cards, transfers, USSD, QR codes, and mobile money.
No queues, no branches. Any bill paid from your phone in under 30 seconds.
Pick from airtime, data, electricity, TV subscriptions, or education fees.
Enter your phone, meter number, or smart card — exactly what the service needs.
Payment is processed in seconds with an instant confirmation receipt.
From airtime to electricity — one platform handles every bill you'll ever need to pay.
Airtime, data, electricity, TV subscriptions, government tariffs, and school fees — all in seconds.
Pay Bills
Every transaction is protected with 256-bit encryption and real-time fraud detection. CBN licensed & PCI DSS compliant.
Embed payments in minutes with clean REST APIs.
Payment gateway, invoicing, analytics dashboard, and multi-currency support for growing businesses.
Bill payments, APIs, and business tools — all under one roof.
Top up airtime, pay for data, electricity bills, TV subscriptions, government tariffs, and institutional fees — in seconds.
Clean REST APIs and ready-to-use SDKs to embed payments into any platform in minutes.
Everything you need to run a digital business and thrive in the modern economy.
